Weekly Acta #2

The Acta series provides the a summary of articles I have read during the previous week. This week it’s packed with great information on leisure and whether the FI/RE ideals are everything they are cracked up to be. I hope you enjoy the articles below and I’ll be back next week!


Weekly Acta #2

What if FIRE doesn’t work? Click here to view original web page at monevator.com

My greatest fear about FIRE1 is that it doesn’t work. That FIRE doesn’t make me happy. It turns out to be a mirage. The dream dissolves and, in a desperate attempt to retrace my steps, I go back to my old job. The lifer who walks back into his cell. To me, this is swallowing the blue pill.

There’s a wave of doubt that’s rippled through a patch of the UK Financial Independence community that I frequent. See bloggers such as Finimus, Indeedably, Simple Living In Suffolk.2

Every time one of these FIRE-ees announces their return to work, I think of another soldier falling to cannon-fire amid the thinning ranks of a Napoleonic line.


Happiness, Well-being, Work and Pay Click here to view original web page at bgcts.com

I sat in a client’s office a couple of years ago when the client told me he didn’t like my second Maxim (click on the link here to see the full list): Seek Balance in Life. He said that in his experience, people use the concept of balance to not work as hard as they ought to, or might, or should. There is a strong sense in the corporate and government worlds that those who see balance are “wussies” that don’t pull their weight. Let me be specific: there are times when an employee must work overtime for long periods to pull his or her weight for the good of the organization. There are certain years of your career where you ought to work more. But you do not live for long work hours. We are not created or evolved to lose our humanity through soul-crushing non-stop work.

I’ve been re-reading Josepf Pieper’s truly seminal Leisure: The Basis of Culture and then yesterday I came across a piece in The Atlantic that really pushed me to write about this sense of working harder and longer to be happier.


Weekly Acta #2

My Last FIRE Post Click here to view original web page at gentlemansfamilyfinances.wordpress.com

I think that it’s become increasingly obvious that FIRE in its many forms is not quite for me. So this is the death of FIRE – extinguishing the flames of hope from my wallet and my heart.

As much as there’s been an explosion of interest in what is called FIRE (Financial Independence, Retire Early), it remains something that is inherently undesirable in itself and unless backed by a rigorous framework of activities, interests and action. And you can’t spell framework without “work”. More to the point, I’ve been “between projects” for last few weeks. On the face of it, with the record haul of wealth pthat we’ve accumulated and our current and predicted outgoings we are financially independent. That’s a great relief. It also meant that I was in the unusual position of not needing to be motivated by money. So, any endeavours in the future need not have money as a deciding factor.


Weekly Acta #2

How the Benefits of Working Part-Time Are Life-Changing Click here to view original web page at www.tictoclife.com

A part-time job is an opportunity to shape your life around your own priorities. It can be hard to appreciate the benefits of working part-time until you’re doing it.

It was five years since I truly felt off-the-clock. As the pharmacy manager, I was under constant stress and overworked. When I learned our company decided to hire a new part-time pharmacist, I thought it would be the perfect opportunity for me to make a change to part-time work. In life, you need to take risks to get to where you want to be. Your life will not change if you do not jump on opportunities when they arise.


Weekly Acta #2

The Destination Myth: How to Get Unstuck Click here to view original web page at mortgagefreebythesea.com

The destination myth is prevalent in today’s society. It leads us to believe that it’s the destination, and not the journey, that is important. As a result of this, once we reach our destination, it can leave us feeling stuck and underwhelmed.

During my journey to mortgage freedom there were times when I became caught up in the destination myth. It wasn’t a conscious choice, but because I was so focused on reaching the destination of being ‘mortgage free’ there were times when life slipped by in anticipation of the next paycheck and the dream of an idyllic future.

It’s easy to do, when you’re so focused on reaching a goal, you can begin to neglect the present. Then when we reach that destination we’re left feeling stuck and unsure of what to do next. And if the destination doesn’t have the desired impact upon our lives, we can be reluctant to make a change because of the time and effort we’ve invested into it.


Weekly Acta #2

7 Steps To a Great Start With Personal Finance Click here to view original web page at centbycent.co.uk

Everything changed the day I left University. I left Switzerland for the UK. A new country meant a new financial system. It also meant losing my financial security net.

“But Lionel, you are Swiss of course you can manage money”

My gosh, have I cursed, the reputation the Swiss bankers gave us… Yet I can’t deny it, I have a passion for personal finance. There I said it… a walking stereotype that’s what I am. The good news is I’ve learned some stuff along the way. Keep reading to start your journey with Personal Finance

The first thing you should do is get an expense tracking app. It’s stores all my current accounts, credit cards and saving accounts. I’m able to visualize all my expenditures, find the hidden money sinks, and track my overall wealth.


Weekly Acta #2

Three Years Of Early Semi-Retirement, Is It What’s It’s Cracked Up To Be? Click here to view original web page at accidentalfire.com

If you’re a new reader and not familiar with my backstory, I became financially independent “accidentally” in my mid-40’s from smart living and smarter spending. It wasn’t something I deliberately pursued, it just came as a byproduct of the lifestyle that made the most sense to me.

Then, in October of 2017 after months of contemplation and analysis paralysis, I gave up a big wig management position at my agency and went part time. I didn’t go to 32 hours a week, I went half-time, down to 20. I now spend the newly freed 20 hours a week living a more fulfilled life doing the things I want, whether they pay money or not.

It’s hard to believe I’ve been living this early semi-retirement experience for three years! In some ways it seems longer than that, and in others it seems like it’s gone by in a flash. Kind of similar to how time has gotten all wacky during the pandemic.


Weekly Acta #2

The long goodbye Click here to view original web page at www.latestarterfire.com

I love you. But I need to leave you. For my mental health. I am sorry.

From the beginning

We go back a long way. I was a newbie, youngest member on the team. I became the manager, mainly because I accepted the challenge of heading up a brand new site. I relished the unique challenges of setting up a new site, employing new staff and establishing procedures and policies.

During this time, my relationship broke up when I did not want a long distance relationship. Work was a saviour – I gave everything to it, at first to dull my pain and loss. I am needed here, I am extremely useful. Soon the main site wanted me back as manager – I had proven myself at the smaller new site. So I returned and handed my baby to another manager.


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