*In my last post On Authentic Frugality, it became clear that to achieve financial goals faster, just playing defensive isn’t enough. For many of us in the online personal finance space, we yearn something outside of the 9-5 to give us more meaning in life. Some of this stems for
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The online personal finance world has exploded in the last ten years. For most bloggers and self-styled personal finance experts, it’s core message is ‘how to spend less and still enjoy your life’. However this frugality advice doesn’t aim to address the problem of why people need to spend less
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first the things of this earth, first money, and then you can have your child baptized; first money, and then earth will be thrown on your coffin and there will be a funeral oration according to the fixed rate; first money, and then I will make the sick call, first
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Around 5 years ago I began a quest to save enough money to live a life that I wanted. I had just moved away to start a new job after a long stint working for a consultancy and the new job hit me hard. Before long I was looking for
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This year has been very busy for me and has resulted in a lower posting rate. When we went into lockdown in the UK, I was working overtime for several months and following this we’ve had family matters to attend to, together with the small matter of buying a new
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Some people have prepared their whole life for an event like the current lockdown. Living in splendid isolation at home, watching their money grow and living off basic rations. This lifestyle has played straight into the arms of FI/RE enthusiasts. Yet for me it isn’t right. Staying at home, not
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I feel I owe an apology to my loyal readers for the lower posting rate of late, hopefully the following may go some way to explain! But fear not, I am still very much firmly set on my overall goal of FI/RE, but have been simply taking a step back
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As Herodotus writes, during the Greek victory over the Persians at Plataea, one man especially distinguished himself in battle. A story is told of Sophanes, who carried a steel anchor hung from his belt by a bronze chain. When the enemy came into fighting distance he would cast out the
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Now had the sun rolled through the year’s full circle, and the waves were rough with icy winter’s northern gales Virgil – Aeneid Winter conditions have been late to arrive this season, and suddenly it has all seem to come at once. At a time when we may start to
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Time is the biggest help and the biggest threat to financial independence. As highlighted in my previous post (An’ live off the fatta the lan’), gathering huge wealth is a huge undertaking and can take decades. During this time your resolve will be tested and you will have to make
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