Legal Disclaimer

The information presented on this blog is for entertainment and/or informational purposes only and should not be construed as as any kind of advice, such financial, medical, legal, tax, emotional or other types of advice. While every caution has been taken to provide readers with the most accurate information,  readers are using the information on this site at their own risk. Any reliance you place on such information is therefore strictly at your own risk. Ad Otium will not compensate you in any way whatsoever if you ever happen to suffer a loss/inconvenience/damage because of/while making use of information in this blog. Please seek professional advice.

I will not and cannot be held liable for any actions you take as a result of anything you read here. The content of this blog is comprised of information researched from books and the internet and as such it is recommended that you do NOT follow or copy any of my decisions on this blog and if you choose to do so without consulting a financial advisor, you do so at their own risk.

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